The average household loses over 110,000 in potential income by making the wrong social security claiming decision. We can help you get the money you earned and are entitled to.
Social Security can be confusing, WE make it simple!
Your Situation is Unique
Don’t lose out on hundreds of thousands of dollars in lifetime benefits by making the wrong decision.
Married
You may be able to collect up to one-half of your spouse’s benefits.
Disabled
You may qualify for Social Security Disability Insurance benefits.
Self-employed
You may decrease your payroll taxes and still receive maximum benefits.
Divorced
You may qualify to receive Social Security benefits from your ex-spouse.
Widowed
You may qualify to receive survivor benefits that are greater than your own.
Get the MostOut of Your Social Security Benefits
With so many filing options available, making the most of your Social Security benefits can feel overwhelming. Claiming at the wrong time or without a coordinated strategy may significantly reduce the lifetime benefits you and your family receive.
As a Registered Social Security Analyst, we help individuals understand their options and create a thoughtful claiming strategy based on their unique situation. We assist with common questions such as:
When is the best time to claim Social Security?
Can I receive benefits from my ex-spouse?
How does self-employment affect my benefits?
Are my children or dependents eligible for benefits?
How will a pension or other income impact my Social Security?
And much more
At the conclusion of your analysis, you’ll receive a comprehensive Social Security planning report outlining your benefit options in clear, easy-to-understand terms — including filing instructions, calculations, and key considerations to help you make informed decisions.
Why Social Security Planning Matters
Social Security plays a critical role in retirement income for millions of Americans, yet it is often misunderstood or underestimated.
Consider these key facts:
Social Security is the largest source of income for most retirees in the U.S. Approximately 4 in 10 retirees rely on Social Security for at least 50% of their income, and for about 1 in 7 retirees, it represents 90% or more of their total income. (Source: Center on Budget and Policy Priorities)
Monthly benefits are modest. As of 2024, the average monthly Social Security retirement benefit is approximately $1,862 per month, or about $22,344 annually. (Source: Center on Budget and Policy Priorities)
Social Security provides foundational retirement protection for nearly 97% of retirees, serving as a reliable income base that complements personal savings and pensions.
Benefits are adjusted for inflation. Social Security includes cost-of-living adjustments (COLAs) designed to help benefits keep pace with rising living expenses over time.
Improper claiming strategies can be costly. Claiming benefits too early or without proper planning can leave tens or even hundreds of thousands of dollars in lifetime benefits unclaimed.
Claiming early has long-term consequences. While early claiming may seem appealing, it often results in permanently reduced benefits and can negatively impact spousal and survivor benefits in the future.
Plan Today for a More Secure Tomorrow
Social Security decisions are not one-size-fits-all. Your age, work history, marital status, health, and long-term goals all play a role in determining the most effective claiming strategy.
With proper planning and professional guidance, you can help ensure you’re maximizing your benefits and creating a more secure foundation for retirement.